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How to File a Truck Accident Claim The majority of truck accidents occur by carelessness on the part of a trucker or a trucking company. The injured victims usually have to file a lawsuit in order to get full compensation for any incident-related costs. Medical bills are an expense that victims of accidents involving trucks often need to pay. The insurance company for the responsible party may request an independent medical exam to obtain a clear picture of your injuries and how they impact your daily life. Medical Care You need to seek immediate medical attention following an accident involving a truck to ensure your health and safety. In addition, getting medical help as soon as you can will make it easier to document your injuries to use in your claim. This will help you to build stronger evidence that your injuries were caused by the accident. Medical expenses are an essential element of any personal injury claim. They show the extent of your injuries and how they have affected your life. Without a thorough record of your injuries, you could not be able to obtain the full amount of your damages. In certain cases the medical treatment might be so extensive that you are unable to work or return to your normal activities. In this case, you may be entitled to compensation for your loss of income. In addition, you could be entitled to reimbursement for the expense of any assistive equipment you need in order to make your life as normal as is possible. Like any other accident there are many parties that could be held accountable for the cause of a truck crash. These include: Truck drivers: Truck drivers may be employees of a company who are under contract to work for a particular employer or independent owner-operators that operate their vehicles on behalf of themselves or a shipping company they contract with. If truck drivers are negligent, reckless, or otherwise engaged in unsafe actions on the road, they may be held accountable for causing accidents. Other drivers: If a driver's negligence caused a crash, that person could be held responsible. It is not uncommon for other drivers to be liable in truck accidents, especially when the other driver was driving recklessly or distracted. The responsible parties could try to minimize your claim through deflecting blame, logging your statements against you, or tricking you into admitting that they are at fault. This is why it is important to hire a skilled truck accident lawyer. Your attorney will fight for your rights and ensure the liable party pays what you are due. Lost Wages Truck accidents aren't the norm. These crashes are more serious and more likely to cause long-term injuries and permanent disabilities. These crashes also carry larger loads, which could expose occupants to greater risk. There are many different types of truck drivers, which include owner-operators who own their own vehicles and contract with shippers to transport goods for a fee or company drivers who operate vehicles of their employers. Both can be liable for a crash that involves commercial vehicles, based on the circumstances of the crash. A person who is injured in a crash involving a truck and is unable to work may be entitled to compensation for lost wages. The amount they could have earned during the time that they were unable work because of their injuries will be used to calculate the amount of compensation. This is not just regular wages, but also benefits such as paid time off and overtime. In order to award damages for lost wages, a judge usually reviews a letter from the doctor who treated the injured party that describes their treatment plan and explains the reason they were unable to work. A letter from their employer that confirms their salary, hourly wage and the number of days they were not able to work because of the injury is also required. Once all the evidence has been taken into consideration After all the evidence has been gathered, your lawyer will create an offer letter that outlines how much you have lost as a result of the truck crash. This is sent with a clear message to insurance company of the other driver, stating the facts of the situation and the extent of your injuries. There could be back-and-forth communications during the negotiation process, and if a deal is not reached, your lawyer will bring a lawsuit on your behalf. In most cases, a plaintiff can get compensation for lost wages under the at-fault driver's liability bodily injury coverage. If this isn't available for a person injured by an uninsured or underinsured driver can make a claim through their own insurance company to the extent of their personal injury protection (PIP) coverage limit. Pain and Suffering Truck accidents can cause emotional and physical pain in addition to financial losses. These losses that are not economic are often difficult to put a dollar figure on, yet they do deserve financial compensation. A knowledgeable New York truck accident lawyer can evaluate your case and determine the potential value of your non-economic losses. One good example of an economic loss is the inability to engage in hobbies or in your favorite pastimes due injuries. You might miss out on vacations or other activities that enrich your life. You are entitled to compensation for these losses. Loss of consortium and loss in enjoyment of life are also examples of non-economic damages. If you've been injured in an accident involving a large truck, it's crucial to seek medical attention immediately. This will not only aid in ensuring your health, but it will be a vital piece of evidence for any future personal injury lawsuit. Even if the injury seems minor, it's crucial to undergo a thorough assessment. In rock hill truck accident attorney can determine the extent of your injury and provide you with the proper treatment. The next step is to have your attorney go through all the evidence and create a demand letter that sets the compensation you require. Your lawyer will then send the demand letter to the at-fault parties and their insurance companies. Your lawyer will then be prepared to bring them to trial if they are unable to meet your demands. This will show them that you are not going to give up and they must be treated with respect if they want you to get fair compensation. Finally, be prepared for the party at fault's insurance company to contact you about the collision and your injuries. They're often “wolves dressed as sheep,” and they'll try to obtain information from you that they could twist out of context and use against you in court to minimize the amount you receive in settlement. By making your lawyer the sole handler of all communications with insurance companies and others, you can avoid making any statements that could be used against you. Damages Damages are the most important part of any truck accident claim. These can be financial like medical bills and lost wages, or non-economic, such as pain and suffering. In both instances however, there's one thing that all damages share they are the result of the negligence of a third party. In order to be compensated the victim must show that the responsible party did not take reasonable care while operating or maintaining their vehicle or was reckless while on the road. Even minor accidents can result in devastating injuries due the size and weight. Even if you feel that your injuries are minor It is imperative to seek immediate medical attention. This will not only guarantee your health and well-being but will also provide the necessary evidence for your injury claim. This will help the insurance company understand the full impact of your injuries and may hinder them from arguing you aren't as injured as you claim. It is also essential to keep track of all costs that result from your accident. This will include any travel costs you incur for getting to doctor's appointments or other treatments in addition to any property damage that is incurred in the collision. This includes your vehicle that could be destroyed in a serious crash, as well as personal items like watches and other jewelry. Insurance companies often contact you to offer a settlement within a few days after the crash. You should not talk to them or accept a settlement prior to consulting with a knowledgeable truck accident lawyer. These people will often try to convince you to accept lower offers that do not cover your accident-related costs. A lawyer with experience will be able to examine your records to provide an accurate estimate of your case. Your lawyer will also be able determine if any additional damages, like punitive damages are available. These are damages that are intended to punish the wrongdoer and deter others from engaging in similar behaviour.